Reverse Factory Payment, Bantuan atau Jebakan?

Reverse Factoring Payment pada dasarnya adalah salah satu bentuk financial technology yang membantu pelaku usaha untuk mendapatkan bahan baku tanpa harus menyediakan modal besar. Konsepnya adalah si pelaku usaha tidak harus membayar tunai bahan baku yang mereka beli. Sehingga biaya modal untuk memulai produksi bisa ditekan semaksimal mungkin. Bahkan, jika si pelaku usaha memiliki reputasi bagus, mereka bisa saja memulai produksi tanpa modal sama sekali. Mereka bisa membayar bahan baku yang mereka pakai ketika sudah mulai menjual produk dan mendapatkan income.

The Problem of BPJS Claims and Fiscal Inflexibility In The Government Hospital.

The problem of financing capacity in the context of state-owned hospital emerges when the public health insurance scheme or BPJS failed to deliver its payment to the hospitals, on time. The private hospital did not see this as a problem. Because BPJS has guaranteed 1% monthly interest to recompense for the suspension.
But for the government hospital, the situation is a bit problematic. Before the hospital’s claims are paid by BPJS, the hospital has to borrow from the bank. The 1% interest from BPJS will cover the cost of the loan, in most cases, it is better-of for the hospital because the bank would take interest less than 1%.